rohan.roy27929@gmail.com


8692094539


Andheri west, Mumbai, India


www.youth4work.com/y/rohanr oy

WORK EXPERIENCE

Risk Operations Analyst

Citibank N.A

05/2019 – Present Achievements/Tasks

Analyzing credit exceptions and understanding credit requirement

Preparing MIS for risk analysis

Suggesting changes in the credit limits to help reduce transaction volumes







Mumbai


linkedin.com/in/rohan-roy- 5b546998


SKILLS

Identifying changes in the risk manual and ensure changes are incorporated in the process

Approving and performing due diligence on Lines of Credit extended to bank’s corporate clients headquartered across the globe.

Ensuring credit utilizations across all banking products are within the threshold and in adherence to both local and global regulatory requirements.

Perform reconciliations to analyze areas of credit excess and providing solutions to respective stakeholders to curtail possible credit breaches.


Retail Risk Processor- unsecured loans

HDFC Bank on ADFC payroll

10/2015 – 09/2016

Achievements/Tasks




Mumbai

Obtain and verify financial information, such as the applicants credit rating and income level Analyze and evaluate the applicants finances to decide if the applicant should get the loan Approve loan applications or refer them to management for a decision


Phone banking officer

HDFC Bank on ADFC payroll

10/2014 – 09/2015

Achievements/Tasks

Won Best Employee- Customer Service and Quality from HDFC Bank.

Responsible for attending inbound calls and resolving customer queries related to their account, product or process related information.




Indore



LANGUAGES

Hindi

Native or Bilingual Proficiency


English

Native or Bilingual Proficiency

Ensure delivery of competent and consistent customer service, and meet the service standards.

Revenue generation through cross selling of the Banks products. Cross- selling of all Asset products, TPP products, Card products, Fixed Deposits and other liability products.



EDUCATION

MMS-Finance

University of Mumbai

07/2017 05/2019 Mumbaii


BMS-Finance

University of Mumbai

07/2011 – 06/2014


ACHIEVEMENTS

Event Head - Stock market trading in College festival (01/2018 – 01/2018) Won 1st prize in Management maestro event of the college in the year 2014